Carter Bank & Trust Apps

Manage Bank Accounts • Access your accounts with our touchIDcapabilities • Activate Fast Balances to view your accountspriorto log in • Quickly review account activity, balances,statementsand check images • Easily transfer money between CarterBank &Trust accounts • Stay on schedule with customized alertsthroughemail or text notifications • Save time and gas money with“Carteron the Go” mobile deposit Pay Your Bills • Schedule or paybillsdirectly from home, work or while “on the go” Need help? •Call oneof our bank specialists, 833.ASK.CBAT or 833.275.2228 •Visit oneof our branches in Virginia and North Carolina • GotoCarterBankandTrust.com/CarterOnTheGo for how to videos andanswersto frequently asked questions See Disclosure AgreementatCarterBankandTrust.com/CarterOnTheGo for terms and conditionsforaccessing your bank accounts through “Carter On The Go,”CarterBank & Trust’s online and mobile banking channel.

Carter Bank & Trust Commercial Center Security's MobileAppprotects your Commercial Center, your commercial banking andcashmanagement application from Carter Bank & Trust.. Keyfeatures:" Single sign-on " Private browsing " Authentication (useranddevice) " Malware protection " Encryption " Entitlements"Server-side site validation " Private cloud technology

Carter Bank & Trust Commercial Center's Mobile App gives youtheflexibility to manage your business accounts securelyandconveniently, 24/7 from anywhere. Key features: " Viewaccountinformation, check images and transaction history " Transfermoneybetween Carter Bank & Trust accounts " Receive email andtextalerts for incoming deposits, payments and more* " EasilyreviewACH, Wire transfer and Positive Pay Exception notifications*Alertsreceived as test messages on your mobile device may incur achargefrom your mobile phone service providers.

• Manage Bank Accounts • Access your accounts with our touchIDcapabilities • Activate Fast Balances to view your accountspriorto log in • Quickly review account activity, balances,statementsand check images • Easily transfer money between yourVarsity bankaccounts or between Varsity and external bank accounts• Stay onschedule with customized alerts through email or textnotifications• Deposit funds using our simple mobile deposit

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